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The SM Tire StoryThe SM Tire Story

Craig Stephens, Owner of SM Tire with his son, Cameron Stephens

I grew up in Santa Maria and during my teenage years worked at a gas station, boat shop, new car dealership and drove a Cat D8 Dozer. This is when I decided to be a business owner someday. I attended Allan Hancock College and completed my Business Degree at USC. I worked four years for an International CPA firm and then became CFO of a publicly traded oil drilling business. In 1983, the opportunity arose to work for SM Tire with the intention of purchasing the business. In 1985, the dream of owning my own business became a reality.

28 years later, I am very blessed that both of my sons are working in the business along with many great associates - at the time of this writing, we have six branch locations in San Luis Obispo, Santa Barbara, and Ventura County. We also have a retread manufacturing plant.

My personal goals are to continue to be a good father, run a successful business that is focused on long-term relationships with our customers and associates, contribute positively to the communities we operate in, live a health lifestyle, have fun and be thankful.

My bank of choice is Heritage Oaks Bank because their Board of Directors and Officers are comprised of local Central Coast professionals who understand the market. Plus, their multiple branch locations are convenient for our business and their staff is nice and professional.

MAKE A CONNECTION WITH ONE OF OUR BANK CLIENTS.