Information regarding Assistance for Homeowners in Default
Are you having difficulty making payments to Heritage Oaks Bank on your Home Equity Loan?
Call 1-800-795-2524 to speak with a Loan Counselor
Before you call, please have the following items ready:
- Your loan number
- Your full name, SSN and other identifying information
- A list of your regular monthly debt payments– who you owe money to and how much your payment is
- A copy of your (and your co-borrowers if applicable) most recent pay stub or other evidence of your regular take home earnings
- A list of other regular income you or your co-borrower receive such as social security, disability, unemployment benefits, rental income, etc.
- A description of any other financial obligations you may have which are contributing to your payment difficulty
- If your home is currently listed for sale, a copy of your listing agreement with your real estate broker
For more information on how to avoid foreclosure, please click on the following websites:
We will be happy to discuss your financial situation with you and explore options to help you keep from losing your home.