Certificate of deposit (cd) specials
Simply Amazing CD offers from Heritage Oaks Bank
Put your extra savings to work for you. Choose a CD term that meets your financial needs and goals and guarantee your rate of return. Just $1,000 to open and a step-up option available on all three terms!
Specials:
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| 1.34% Interest Rate with Step-Up Option1 |
1.59% Interest Rate with Step-Up Option2 |
2.03% Interest Rate with Step-Up Option3 |
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10-month CD |
15-month CD |
24-month CD |
Special Offer Details:
Take advantage of these incredible rates by:
- Opening a Simply Amazing Free checking account or Expect eMazing Green checking account if you don't already have one4
- Actively use your checking account by having at least one electronic transaction per month
Don't worry about shopping around for the best rates. Expect Simply Amazing CD specials -expect more with Heritage Oaks Bank.
- *APY= Annual Percentage Yield. Minimum balance to open CD and obtain APY is $1,000. These interest rates are available for CDs up to $490,000 and to residents of Monterey, San Luis Obispo, Santa Barbara and Ventura counties only. Call for rates on CDs opened in excess of $490,000 or by residents of other counties. A penalty will be imposed for early withdrawal. Fees may reduce earnings. No brokered funds. Advertised rates and terms are accurate as of February 16, 2010.
- 1 One time rate increase option during term equal to current 180-day to 1 year rate.
- 2 One time rate increase option during term equal to current 1 to 2 year rate.
- 3 One time rate increase option during term equal to current 2 to 5 year rate.
- 4 Promotional offer available only with a new or existing primary checking account. A primary checking has an ATM or debit card, direct deposit, online banking, or ACH feature and at least one electronic transaction per month. New primary checking accounts opened for this promotion must be maintained for a minimum of 120 days or be subject to a $25.00 closing fee.