Simply Amazing Student Savings

Designed for young people developing their savings potential

This savings account is a great place to start learning to manage your money. And when you turn 18, whether continuing your education, joining the workforce, or making other plans, you'll find that we're still by your side.Start building funds and great savings habits today!

Account Features:

  • No monthly service charge
  • 3 Free withdrawals per quarter2
  • Free ATM card with $100 daily allowance
  • Unlimited free deposits
  • Free online banking
  • Low opening deposit of $25.00


  • Access your account anytime online or by phone
  • Increase ATM withdrawal to $300 a day with an adult co-accountholder
It's never too early to start saving for your future! Expect Simply Amazing Student Savings - expect more with Heritage Oaks Bank.
  • See Fee Schedule and Truth in Savings Disclosure for additional fees, charges, terms and conditions that may apply to your account.
  • A daily collected balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the collected principal in the account each day. Interest will be compounded daily and will be credited to the account quarterly.
  • 1 Account converts to Simple Savings on account holder's 18th birthday.
  • 2 Withdrawals after three per quarter are $0.50 each.