Simple savings

The practical, flexible solution for reaching your savings goals

We recognize the simple things in life are often the best. Our FDIC-insured Simple Savings account is a great option for first time savers 18 and up, or anyone who wants convenient access to their money.

Account Features:

  • No quarterly service charge if average balances stays above $250.001
  • 3 free debits per quarter2
  • Free ATM card
  • Unlimited free deposits
  • Free Online Banking
  • Low opening deposit of $100.00


  • Access your account anytime online or by phone
  • Avoid overdraft fees and link your Simple Savings account to your
    checking account for those occasional overdrafts3
  • Access your checking and your savings account with a single ATM card


  • See Fee Schedule and Truth in Savings Disclosure for additional fees, charges, terms and conditions that may apply to your account.
  • A daily collected balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the collected principal in the account each day. Interest will be compounded daily and will be credited to the account quarterly.
  • 1 Below $250.00 average balance, $6.00 per quarter.
  • 2 Debits beyond three are $2.00 each.
  • 3 Sweep withdrawals are subject to Federal Regulation D, which limits the number of transfers / withdrawals you make from your account to no more than six per statement period.