The practical, flexible solution for reaching your savings goals
We recognize the simple things in life are often the best. Our FDIC-insured Simple Savings account is a great option for first time savers 18 and up, or anyone who wants convenient access to their money.
- No service charge on average quarterly balances over $2501
- 3 free debits per quarter2
- Free ATM card
- Unlimited free deposits
- Free Online Banking
- Low opening deposit of $100
- Access your account anytime online or by phone
- Avoid overdraft fees and link your Simple Savings account to your
checking account for those occasional overdrafts3
- Access your checking and your savings account with a single ATM card
Let us help you meet your savings goals, whatever your asset level! Expect Simple Savings - expect more with Heritage Oaks Bank.
- 1 Below $250 average quarterly balance, $6 per quarter.
- 2 Debits beyond three are $2 each.
- 3 Sweep withdrawals are subject to Federal Regulation D, which limits the number of transfers / withdrawals you make from your account to no more than 6 per statement period.