Personal Money Market

Competitive interest rates with easy access to funds - a Simply Amazing combination!

Our Personal Money Market Accounts offer more competitive interest rates than a typical savings account, while still allowing you easy access to your funds. Add the convenience of check-writing, and this is an account that's hard to pass up!

Account Features:

  • Earn higher money-market interest on balances over $2,5001
  • No service charge for balances over $2,5002
  • 6 free debits per month3
  • Check imaging services available
  • Opening deposit of $1,000


    Save monthly maintenance fees on your Interest Checking account by boosting your combined balance to $25,000 or more

Check out our Current Rates today.

Higher earnings potential and easy access to your money. Expect Simply Amazing Money Market Options - expect more with Heritage Oaks Bank.
  • 1 Rates are subject to change daily and fees will reduce earnings. For current rates on all Heritage Oaks Bank products, please download our most current rate sheet, or speak with a Financial Services Representative.
  • 2 Account holders must maintain a minimum average monthly balance of $2,500 to avoid a $10 monthly fee.
  • 3 Under Federal regulations related to these types of accounts, account holders are allowed up to six withdrawals or transfers from their account in any calendar month. ATM withdrawals and deposits are not subject to these limits. Withdrawals after six are assessed a charge of $15 each. Converts to RegularChecking after three consecutive months of excessive activity to save you money.