Personal credit cards
Take advantage of life’s rewards.
Heritage Oaks Bank offers a variety of credit cards to meet you needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and a rewards program.
Account Features:
- Three card options to choose from:
Platinum Edition® Visa® Card - lowest rate!
Maximum Rewards® Visa® Card - earn 1.5 points for every $1 in qualifying card purchases
Secured Visa® Card - Cash advance up to 80% of available credit
- Unlimited debits
- Balance transfers
- 24-hour customer service
- Free eStatements, online credit card bill payment and online access to your account
Plus:
- Use it at over 19 million locations, wherever you see the Visa® symbol
- Get cash at the store or at over 250,000 ATMs worldwide
- You can even personalize your card with a special photo
At Heritage Oaks Bank, we know our customers are always on the move. That’s why we offer you an array of Visa card options, all with the convenience of 24-hour help and online account management. Use your card for purchases, use it for cash; it’s all in your hands.