Personal MoneyPlus / Overdraft Protection
A superior line of credit that offers fast, easy access to funds
A Heritage Oaks Bank's MoneyPlus Credit Line1 offers a simple and convenient way to help you with your monthly cash flow. Plus, you can use it as a ready source of funds for major purchases, property taxes or to consolidate higher interest rate debt.
Personal MoneyPlus Features:
- Available in four convenient amounts: $1,000, $2,500, $5,000, and $10,000
- Automatically transfers available funds to your checking account when it becomes overdrawn
- Flexibility to pay in full or over time
- Fixed rate of interest and no maturity date
- Auto-debit payments from your Heritage Oaks Bank checking account
|Description||Fee / Rate|
|Minimum Payment Due||5% of the outstanding credit balance or $25.00, whichever is greater|
|Annual Percentage Rate (APR)||12.00%|
At Heritage Oaks Bank, we deliver all our lending solutions with the diligence, expertise and service you have come to expect from us. Work with an expert who has a deep understanding of local markets and rates, a respect for the Central Coast community, and a proven commitment to local consumers.
To learn more about our Personal MoneyPlus Line of Credit, visit a Financial Services Representative at any of our Central Coast locations, or call 805.369.5200.
- 1 All products subject to credit approval.