Home equity Line of Credit

You worked hard for your home - it's time to let it work hard for you.

Whether you want to set up an affordable, predictable payment schedule or have ready access to your home's equity, Heritage Oaks Bank will structure the right solution for your needs. Take advantage of your home’s increased worth with a Heritage Oaks Bank Home Equity Line of Credit.

Account Features:

  • Loan amounts from $25,000
  • Available on primary residences as well as second homes
  • Dedicated loan advisors
  • Fast access to your cash
  • Home Equity credit offers competitive variable interest rates and the interest may be tax deductible1
  • Ask us about the benefits of automatic payments from your Heritage Oaks Bank personal checking account

Great rates, fast access to your cash and flexible repayment options.

To learn more about our Home Equity Loan options, visit a Financial Services Representative at any of our Central Coast locations, call us at 805.369.5200 or simply click on the Request More Information button above.

  1. All loans subject to credit approval. Consult your tax advisor regarding deductibility of interest.