Home equity Line of Credit

You worked hard for your home - now let it work hard for you

Whether you want to set up an affordable, predictable payment schedule or have ready access to your home's equity, Heritage Oaks Bank will structure the right solution for your needs.

Account Features:

  • Loan amounts from $25,000
  • Dedicated loan advisors
  • Fast access to your cash


  • Make automatic payments from any Heritage Oaks Bank checking account
  • Home equity credit offers low interest rates and may be tax deductable1

Great rates, fast access to your cash and flexible repayment options. Expect More with Heritage Oaks Bank.

To learn more about our Home Equity Loan options, visit a Financial Services Representative at any of our Central Coast locations, call us at 805.369.5200 or simply click on the Request More Information button above.

  • 1 All loans subject to credit approval. Consult your tax advisor regarding deductibility of interest.