Home equity Line of Credit

From water-saving landscaping to an updated kitchen or bathroom, a Heritage Oaks Bank Home Equity Line of Credit is a great way to use the equity you've built up in your home to finance the home improvements you want. Or use our Home Equity Line of Credit for special expenses like student loan or other debt consolidation, to purchase a car or RV or even take a dream vacation.

Account Features:

  • Line amounts from $25,000 to $500,000
  • Available on primary residences as well as second homes
  • Dedicated loan advisors
  • Fast access to your cash
  • Competitive variable interest rates and the interest may be tax deductible1
  • Ask us about the benefits of automatic payments from your Heritage Oaks Bank personal checking account

Great rates, fast access to your cash and flexible repayment options.

To learn more about our Home Equity Loan options, visit a Financial Services Representative at any of our Central Coast locations, call us at 805.369.5200 or simply click on the Request More Information button above.

  1. All loans subject to credit approval. Consult your tax advisor regarding deductibility of interest.