Loans & Mortgages
Lending options tailored for your individual needs.
Whether you're looking for a new home, buying a car, financing an education, or handling one of life's emergencies, Heritage Oaks Bank has a loan or line of credit custom-made to meet your immediate needs. Big spending decisions shouldn't mean big hassles—let one of our dedicated loan specialists work with you to structure the right loan for you.
Home mortgage
- Free Consultation
- Apply Online
- Exceptional mortgage services
- Home purchasing Q&As
- Dedicated experts
home equity loans
- Loan amounts from $10,000
- Dedicated loan advisors
- Fast access to your cash
- Low or no fees
- Low interest rates and tax benefits
Vehicle Loans
Loan amounts $2,500 and up
- Excellent new or used car rates
- Flexible options that allow you to buy from a dealer, the classifieds, or a friend
- Fast and convenient
Personal Loans
- Borrow up to $10,000
- Home ownership not required
- Dedicated loan advisors to consult and streamline the process
- Financing for debt consolidation, student loans, dream vacations