Personal Banking
Your home is as unique as you are. Come apply for a mortgage tailored for you both.

The perfect choice for a home buyer or real estate investor looking for a local partner with local knowledge.

Account Features:
  • Conforming and Jumbo loans to $6,000,000
  • Low1 Fixed Rate and ARM Loans
  • Stated Income, Stated Asset
  • No Income, No Asset
  • 100% and 80/20 Financing
  • Revolving Home Equity Lines
  • Fixed-Rate Second Deeds of Trust
Plus:
  • Get local underwriting and document preparation and funding
  • Local services means no missed closing dates
  • Personal service from the community bank you’ve come to trust

Contact the Heritage Oaks Bank Mortgage Expert in your neighborhood:
 
Paso Robles Atascadero, Morro Bay
& Cambria
Templeton
Maggie Koepsell
805.369.5221
Sara Collett
805.610.0298
Jessica Ornelas
805.674.2255
Sara Collett
805.610.0298
 
San Luis Obispo Arroyo Grande Santa Maria
Kathleen Corey
805.269.4116
Kathleen Corey
805.269.4116
Norma Leon
805.346.8012

 

1 - Interest rate will depend on your creidt history.
Heritage Oaks Bank is an Equal Housing Lender. Please contact us for more information regarding rates, fees, terms and conditions.
The perfect choice for a home buyer or real estate investor looking for a local partner with local knowledge.


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