Whether you're looking for a new home, buying a car, financing an education, or handling one of life's emergencies, Heritage Oaks Bank has a loan or line of credit custom-made to meet your immediate needs.¹ Big spending decisions shouldn't mean big hassles—let one of our dedicated loan specialists work with you to structure the right loan for you.

Simply Amazing Personal Loan	Simply Amazing Vehicle Loan	Simply Amazing Home Equity	Mortgage Services
The practical solution to meeting life head on.	Loans that get you out on the road-and water-in style.	Put your house to work for you, to get what you need fast.	Great home loans and fast, local service.
Borrow up to $7,500 Home ownership not required Dedicated loan advisors to assist you Financing for all your needs: debt consolidation, student loans, dream vacations	Loan amounts $2,500 and up Excellent new or used car rates Flexible options – buy from a dealer, the classifieds, or a friend and still qualify Fast and convenient - have your loan decision within one business day Dedicated loan advisors to assist you	Loan amounts from $10,000 Dedicated loan advisors to assist you Fast equity loans, less paperwork Fast access to your cash Low or no fees Automatic payments from your checking account Low interest rates and tax benefits2	Borrow up to $6,000,000 Fixed Rate and ARM Loans Stated Income, Stated Asset No Income, No Asset 100% and 80/20 Financing Revolving Home Equity Lines Fixed Rate Second Deeds of Trust Local underwriting Local service / no missed closing dates
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