Simply Amazing Premier Checking
An interest checking account where higher balances and
earned interest go hand-in-hand
Earn higher interest for your higher balances and get loads of extras, while preserving immediate access to your money. A Heritage Oaks Bank Simply Amazing Premier Checking account gives you the breadth of features you need, without limiting your liquidity.
- Tiered interest rates, the higher your balance, the higher your interest rate.1
- Unlimited check writing
- Free ATM transactions2
- Free VISA® Debit Card with rewards
- Never a fee for debit purchase transactions2
- Free direct deposit set up
- Free online banking
- Free web bill pay
- Low opening deposit of $100
- Free if you maintain a $1,500 minimum account balance or a combined monthly deposit average of $25,000 across all accounts
- Otherwise, $10 per month with check safe keeping, or $12 dollars per month with paper check imaging.
Plus:
- Get your first order of personalized checks free of charge
- Cut through the clutter with combined monthly statements
- Get Traveler's Checks with no extra fees
- Purchase up to three no-fee cashiers checks and money orders per month
- Increase your purchasing power with a no-fee VISA® credit card3
- Get 50% off safe deposit box rental with auto payment
- Experience the reassurance of our available overdraft credit line4
Earn Interest and get great benefits without any fuss. Expect Simply Amazing Premier Checking- Expect More with Heritage Oaks Bank
- 1 Fees may reduce earnings. Rates subject to change.
- 2 Other institutions may assess point-of-sale charges or surcharges.
- 3 For qualifying applicants upon credit approval.
- 4 Overdraft line of credit through our MoneyPlus system, for those who those who qualify.