Simply Amazing Free personal Checking
A flexible checking account that leaves you free from worry
Truly checking made simple. With no minimum balance requirement, this checking account is loaded with free benefits and no hidden charges. Other banks claim to have free checking, but Heritage Oaks Bank is the original home of Simply Amazing Free Checking! Heritage Oaks Bank does free checking right - and you'll always get service with a smile.
Account Features:
- No monthly service charge
- No minimum balance
- Free Checks1
- Unlimited check writing
- Free ATM transactions2
- Never a fee for debit purchase transactions2
- Free Visa® Check Card
- Free direct deposit setup
- Free online banking
- Free web bill pay
- Low opening deposit of $50
Plus:
- Give your savings a boost- open a Simple Savings account when you open your Simply Amazing Free Checking account, and we'll waive the minimum opening balance requirement
- Increase your purchasing power with a no-fee Visa® credit card3
- Experience the reassurance of our available overdraft credit lines4
To learn more about our new Simply Amazing Personal Checking account, visit a Financial Services Representative at any of our 15 Central Coast locations or call 805.369.5200.
Don't be fooled by imposters. You deserve the real thing. Expect Simply Amazing Free Checking - Expect More with Heritage Oaks Bank.
- 1 Free specialty grey checks, or receive an $8 credit toward the purchase of another check style.
- 2 Other institutions may assess point-of-sale charges or surcharges
- 3 For qualifying applicants upon credit approval.
- 4 Overdraft line of credit through our MoneyPlus system, for those who qualify.