Fixed Advantage Checking Account (50+)
Economical checking with fee and pricing advantages for those
50 and better
The Heritage Oaks Bank Fixed Advantage Checking account is ideal for people on a fixed income who want predictable monthly expenses. Get the same flexibility and accessibility of our other checking accounts, with the special considerations not available to clients younger than 50 years of age.
Account Features:
- Tiered interest rates: the higher your balance, the higher your interest rate1
- Unlimited check writing
- Free ATM use2
- Never a fee for debit purchase transactions2
- Free Visa® Debit Card with Rewards
- Free online banking
- Free web bill pay
- Free Direct Deposit setup
- Low opening deposit of $100
- Free with an average monthly balance of $100. Otherwise, $5 per month
Plus:
- Get one free standard order of checks per year, as you need them
- Cut through the clutter with combined monthly statements
- 50% off a safe deposit box rental with auto payment
- Get Traveler's Checks with no added fees
- Purchase up to 3 no-fee cashier's checks and money orders per month
- Free direct deposit of your payroll, social security or other retirement checks
- Experience the reasurrance of our available overdraft credit line3
To learn more about our Fixed Advantage checking account, visit a Financial Services Representative at any of our 15 Central Coast locations, call us at 805.369.5200 or simply click on the Request More Information button above.
Get the flexible checking features your deserve, from a bank that understands your needs. Expect Fixed Advantage Checking- Expect More with Heritage Oaks Bank
- 1 Fees may reduce earnings. Rates subject to change.
- 2 Other institutions may assess point-of-sale charges or surcharges.
- 3 Overdraft line of credit through our MoneyPlus system, for those who qualify