Expect More Checking

A simple checking account that leaves you free from worry

Checking made simple for those needing a basic checking solutions. With no minimum balance requirement and a minimum opening deposit of $25, this checking account is loaded with benefits and no hidden charges.


Account Features:

  • No minimum balance
  • Unlimited check writing
  • Standard bank checks
  • eStatements 
  • On-the-go Banking
  • Minimum opening deposit of $25
  • Your choice of overdraft protection plans 

Service Fee: $3 per statement period (or $5 with paper statement)

3 Ways to Waive the Service Fee:

  • One Direct Deposit per statement period, OR 
  • 10 Debit Card transactions per statement period, OR
  • Maintain an average monthly combined deposit balance of at least $1,000

To learn more about our Expect More Checking account, visit a Financial Services Representative at any of our Central Coast locations or call 805.369.5200.

  • 1 Combined deposit balances exclude certificate of deposit balances.