Expect eMazing Green Checking
The ultimate electronic checking account
With Expect eMazing Green checking account1 earn interest while preserving immediate access to your money. With fewer checks and a paperless statement, it's a totally electronic checking account that's environmentally friendly!
Account Features:
- Earn interest of 0.83% APY* on all balances under $45,0002
- No minimum opening deposit3
- No minimum balance to obtain APY
- Flexibility to write up to 3 checks per month4
- Get your first order of recycled checks free. Plus, a portion of the check order proceeds will be donated to the Arbor Day Foundation or the Wylund Foundation- you choose!5
- Free Visa© Debit Card with rewards
- Free online banking
- Free web bill pay
- No monthly service charge with at least 10 Visa© Debit Card transactions per statement cycle and enrollment in eStatement delivery6
Plus:
- Free ATM transactions7
- Increase your purchasing power with a no-fee Visa© credit card8
To learn more about our new Expect eMazing Green checking account, visit a Financial Services Representative at any of our 15 Central Coast locations or call 805.369.5200.
Hassle-free checking with a great interest rate. Expect eMazing Green Checking - expect more with Heritage Oaks Bank.
- *APY= Annual Percentage Yield.
- 1 This NOW account is an electronic checking account that is available only to individuals, non-profit organizations, and certain government or other entities. Rate is available to residents of Monterey, San Luis Obispo, Santa Barbara and Ventura counties only. If account is closed within 180 days of the open date, a closing fee of $39.50 will be charged.
- 2 Tiered interest rates. Earn .083% APY on balances up to $45,000 and 0.63% APY on balances over $45,000. Rate is variable and may change daily. Fees may reduce earnings. Rate is accurate as of July 30, 2010.
- 3 Account available for new money only.
- 4 First 3 checks per statement cycle are free, Thereafter, a $5.00 per check fee will be charged.
- 5 A portion of the proceeds from the check order will be donated by Deluxe Corp.™ on behalf of Heritage Oaks Bank.
- 6 Monthly service charge of $25 when 10 Visa© debit card transactions are not performed AND account is not enrolled in eStatement delivery. Visa© debit card transactions exclude ATM withdrawals. Account will be converted to Simply Amazing Free Checking if not enrolled in eStatements within 45 days of opening.
- 7 Other institutions may assess point-of-sale charges or surcharges.
- 8 For qualifying applicants upon credit approval.