A simple low fee checking account
This is the ideal checking account for those who prefer not to worry about meeting balance requirements or other required activities.
- Free first order of bank stock checks; or $8 credit on another style
- Free Debit Card1
- Free Check Safekeeping - images available upon request
- Free Online Banking
- Free Online Bill Pay2
- Free Mobile Banking3
- Free Account Alerts
- Free Combined Statement / eStatements available
- Minimum opening deposit of $25
Service Charge: $3.00 per statement period.
To learn more about our Basic Checking account, visit a Financial Services Representative at any of our Central Coast locations or call 805.369.5200.
- See Fee Schedule and Truth in Savings Disclosure for additional fees, charges, terms and conditions that may apply to your account. This account does not earn interest.
- 1. Replacement card and merchant fees may apply.
- 2. Fee may apply for expedited check and ACH requests.
- 3. Heritage Oaks Bank does not charge for the Mobile Banking service; however, your wireless provider may charge for internet access and text message. Please check with your wireless provider.