Basic Checking

A simple low fee checking account

This is the ideal checking account for those who prefer not to worry about meeting balance requirements or other required activities. At only $3 per month, this account is filled with additional benefits including an order of free checks.


Account Features:

  • Free first order of bank stock checks; or $8 credit on another style
  • Free Debit Card
  • Free Check Safekeeping - images available upon request
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking1
  • Free Account Alerts
  • Free Combined Statement / eStatements available
  • Minimum opening deposit of $25
  • $3 monthly service charge

To learn more about our Basic Checking account, visit a Financial Services Representative at any of our Central Coast locations or call 805.369.5200.

  • 1 Heritage Oaks Bank does not charge for the Mobile Banking service; however, your wireless provider may charge for internet access and text messages. Please check with your wireless provider.