- Checking Accounts
- Savings Accounts
- Debit Cards
- Credit Cards
- Gift Cards
- Mortgage Services
- Personal Loans
- Online Banking
- Current Rates
Mortgage ServicesLearn about Mortgage Services
A simple low fee checking account
This is the ideal checking account for those who prefer not to worry about meeting balance requirements or other required activities. At only $3 per month, this account is filled with additional benefits including an order of free checks.
- Free first order of bank stock checks; or $8 credit on another style
- Free Debit Card
- Free Check Safekeeping - images available upon request
- Free Online Banking
- Free Online Bill Pay
- Free Mobile Banking1
- Free Account Alerts
- Free Combined Statement / eStatements available
- Minimum opening deposit of $25
- $3 monthly service charge
To learn more about our Basic Checking account, visit a Financial Services Representative at any of our Central Coast locations or call 805.369.5200.
- 1 Heritage Oaks Bank does not charge for the Mobile Banking service; however, your wireless provider may charge for internet access and text messages. Please check with your wireless provider.