Checking accounts

Personal CheckingChecking Choices that make your life simpler

Since a checkbook and debit card are a part of your daily life, we've created a checking account that will provide the perfect solution to your situation. Consider what's most convenient for you, how can you maximize your deposits, and what works best for your financial situation. Don't just accept what other banks hand you. Expect great checking options - Expect More, Expect The Best with Heritage Oaks Bank.



 

EXPECT MORE Checking

Free Checking

For those needing a basic checking solution.

  • No minimum balance
  • On-the-go Banking
  • Minimum opening deposit of $25 

EXPECT THE BEST Checking

Expect The Best Checking

For those who want to earn interest or expect extra features and benefits.

  • Higher interest rates for your higher balances
  • Minimum opening deposit of $50


order checks online

eMazing CheckingOrdering checks online from Harland Clarke, our preferred provider, is as safe and secure as ordering them in person or over the phone.