- Checking Accounts
- Savings Accounts
- Debit Cards
- Credit Cards
- Gift Cards
- Mortgage Services
- Personal Loans
- Online Banking
- Current Rates
Mortgage ServicesLearn about Mortgage Services
Checking Choices that make your life simpler
Since a checkbook and debit card are a part of your daily life, we've created a checking account that will provide the perfect solution to your situation. Consider what's most convenient for you, how can you maximize your deposits, and what works best for your financial situation. Don't just accept what other banks hand you. Expect great checking options - Expect More, Expect The Best with Heritage Oaks Bank.
For those needing a basic checking solution.
- No minimum balance
- On-the-go Banking
- Minimum opening deposit of $25
For those who want to earn interest or expect extra features and benefits.
- Higher interest rates for your higher balances
- Minimum opening deposit of $50