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Interest checking account, where higher balances and earned interest go hand in hand.
Earn higher interest for your higher balances and get loads of extras, while preserving immediate access to your money. A Heritage Oaks Bank Simply Amazing Premier Checking account gives you the breadth of features you need, without limiting your liquidity.
Account Features:
- Tiered interest rates: the higher your balance, the higher your interest rate1
- Unlimited check writing
- Free ATM transactions2
- Never a fee for debit purchase transactions2
- Free Visa® Check Card
- Free direct deposit setup
- Free online banking
- Free web bill pay3
- Low opening deposit of $100
- Free with direct deposit, or if you maintain a $1,500 average account balance, or a combined monthly deposit average of $25,000 across all accounts
- Otherwise, $10 per month with check safekeeping, or $12 per month with paper check imaging
Plus:
- Get your first order of personalized checks free of charge
- Cut through the clutter with combined monthly statements
- Get Traveler's Checks and Visa® Gift Cards with no added fees
- Purchase up to three no-fee cashier's checks and money orders per month
- Increase your purchasing power with a no-fee Visa® credit card4
- Get 50% off a safe deposit box rental with auto payment
- Experience the reassurance of our available overdraft credit line5
| 1 | Fees may reduce earnings. Rates subject to change. |
| 2 | Other institutions may assess point-of-sale charges or surcharges. |
| 3 | For your security, we'll discontinue web bill pay service after three months of inactivity. |
| 4 | For qualifying applicants upon credit approval. |
| 5 | Overdraft line of credit through our MoneyPlus system, for those who qualify. |
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The account for people who want tiered interest payments in return for higher balances, without being tied down.
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