The Services You Need, the Service You Deserve
Personal Banking
Heritage Oaks Bank is here for the financial challenges of every stage of your life. We started with Simply Amazing Free Checking, and we continue to raise the bar.

Check out our new and improved offerings, and call or drop by a branch to talk about your needs. We can create the best fit for your lifestyle: what's convenient, how to maximize your cash flow, protect your savings, and grow for your future.

In addition to our user-friendly products, we offer you:
  • Convenient hours, branch locations and ATMs
  • Personalized services crafted to meet your needs
  • Local decision-makers
  • Competitive rates and fees
  • Online Banking available 24 hours a day, 7 days a week!
Heritage Oaks Bank will do everything in our power to make managing your finances easier.