Personal BankingHeritage Oaks Bank will do everything in our power to make managing your finances easier!

Heritage Oaks Bank is here for the financial challenges of every stage of your life. From everyday checking, to saving for that dream vacation, we have the product to meet your needs.


Checking Accounts



Home equity lines of credit


All Personal Banking Accounts Include:

  • Online Banking and Online Bill Pay
  • Convenient hours, branch locations and ATMs
  • Personalized services crafted to meet your needs
  • Local decision-makers
  • Competitive rates and fees
  • Online banking available 24 hours a day, 7 days a week!