Heritage Oaks Bank Welcomes Rick Kirk - 12/02/09

For Immediate Release
8:00A.M. PT, December 2nd, 2009
Mitch Massey, SVP

(San Luis Obispo, CA) – Heritage Oaks Bank is pleased to announce Rick Kirk as the new Residential Loan Consultant for the Irish Hills Branch in San Luis Obispo. Rick is widely recognized for his extensive years of real estate mortgage lending experience in the San Luis Obispo County.

"It’s all about service. Joining Heritage Oaks Bank gives me the opportunity to give my clients the highest level of local service they deserve. Heritage Oaks Bank is first and foremost responsive to its customer’s needs, which gives me the opportunity to do my job at the highest level and exceed my customer’s expectations,” says Rick Kirk.

"Rick has over 30 years experience helping families buy and refinance homes in San Luis Obispo County. He is a true professional with an outstanding reputation and superior credentials. We're very proud to have Rick join the Heritage Oaks Bank Mortgage Team,” says Fred Bond, Mortgage Division Manager and Senior Vice President of Heritage Oaks Bank.

After graduating high school from Carpinteria, California in 1971, Rick went on to attend Santa Barbara City College for two years. In 1974, he transferred to Cal Poly where he received a degree in Business Administration (with Honors) and a concentration in Management and Finance.

Since 1978, Rick has been dedicated to working in the real estate mortgage lending industry and to sharing his broad experience and knowledge with his clients. Initially, his career began at Northern California Savings. From twenty-five years, he worked with Great Western Bank which was later bought by Washington Mutual. While at Great Western Bank/Washington Mutual, Rick was consistently in the President’s Club, otherwise known as a Top Producer. Prior to joining Heritage Oaks Bank, Rick worked for Wells Fargo in San Luis Obispo.