- Part 19 - With retirement on the horizon, I took the opportunity to reflect, in this Q & A series, on my initial vision for the Bank. I also shared a little bit about the significant projects I am most proud of, my most memorable moments with bank staff, and the most influential people during my career. For those curiously wondering what’s on my retirement to do-list, I list a few things I have in mind.
- Part 18 - In this Q & A series, I compare the economy at March 31st, 2011 to what it was one year. I also discuss the role community banks have in the community. To conclude, I share how Heritage Oaks Bank has led the way to be the Central Coast’s community bank since 1983 and fostered trust in its way of doing business.
- Part 17 - In this Q & A series, I discuss how I think the Bank has thrived/survived through 2010. I would also like to take this opportunity to share my thoughts on how I think the New Year will develop in terms of economic stability both locally and nationally. To conclude, I share some exciting steps our customers can look forward to in terms of their banking relationship with us.
- Part 16 - In this Q & A series, I discuss how the bank is going about improving its ability to serve our customers. I share a real-life example of how we go the extra mile to fulfill our customer’s needs. Finally, I explain how the vision of the Bank positions itself to support our culture and economic vitality of the communities we serve
- Part 15 - In this Q & A series, I would like to discuss how the proposed financial regulation changes may impact how a community bank does business. In addition, I would like to talk about interest rates, inflation, and unemployment. Lastly, I would like to share my insights on how having a strong capital base benefits our local economy.
- Part 14 - In this Q & A series, I would like to spend some time discussing what specifically determines the level of capital a bank should maintain and talk about our recently completed capital raise including what went into this effort.
- Part 13 - In this, the 13th in the Q & A series, I would like explain how 2010 will differ from 2009 in the banking industry, share my thoughts on the FDIC’s proposal to tie bank’s deposit insurance premiums to the design of the bank’s incentive compensation program, discuss possible reactions to the President Obama’s proposal to tax the largest banks, and lastly, share my opinion on Huffington Post’s campaign to encourage consumers to move their deposits from large banks to local community banks.
- Part 12 - In this, the 12th in the Q & A series, I’d like to reflect on the highlights I am most proud of as we approach our anniversary. In addition, I would like to share my thoughts, if I were, hypothetically speaking, a consumer looking for an established bank to join or an investor looking for an established bank to invest in.
- Part 11 - In this, the 11th in the Q & A series, I’d like to discuss the frozen credit market and address reports predicting inflationary rates in the near future. Plus, I’d like to share my outlook for the financial services industry.
- Part 10 - This is the tenth in a series to keep you informed, involved and in-touch with the economic climate.
