Running your business should be as easy as A, B, C. The suite of Payroll & Benefits Services that Heritage Oaks Bank can provide for your small business will help you streamline your bookkeeping, attract and retain employees with easy banking benefits, and set up direct deposit to manage everything from salary processing to paying rents, dues, and subscriptions.

Automated Clearing House	Payroll Services	Employee Benefits
Electronic funds transfer for all your business needs	Payroll processing programs for businesses of all sizes	Increase employee satisfaction with free banking
Deposit employee wages directly into their accounts Make state and federal tax payments Process funds transfers and vendor payments Collect recurring payments Reduce check processing costs Reduce the number of delinquent customer payments Increase employee satisfaction—and productivity—with direct paycheck deposit	Federal, state, and most local tax calculation and filing Paper checks or direct deposit options Multi-channel input: phone, fax, or web Comprehensive HR reporting Optional general ledger services available Cuts down on time-consuming administrative tasks Takes the worry and risk out of the tax filing process Reduce check processing costs	Free banking services for your employees No monthly service charge No minimum balance Unlimited checkwriting 24-hour telephone banking Free online banking Increase employee satisfaction and productivity Attract and retain quality employees