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Competitive interest rates with easy access to funds—a Simply Amazing combination!
Build your wealth with one of our Business Money Market Accounts. Our accounts are FDIC-insured and offer more competitive interest rates than a typical savings account, while still allowing you easy access to your company's assets.
Account Features:
- Earn higher money-market interest rates on balances over $2,5001
- Free online banking
- Free web bill pay2
- No service charge for balances over $2,5003
- Six free debits (three checks, three other) per month4
- Check imaging services available
- Unlimited free deposits
- Low opening deposit of $1,0001
Plus:
- Unsecured business or professional lines of credit available for qualified applicants
- Increase the purchasing power of your business instantly with our Business Edition Plus® Visa Card5 - no initial annual fee for qualifying businesses!
- Save on monthly maintenance fees for your Simply Amazing Premier Business Checking account by boosting your combined balance above $15,000.
| 1 | Rates are subject to change daily and fees will reduce earnings. For current rates on all Heritage Oaks Bank products, speak with a Financial Services Representative. |
| 2 | For your security, we'll discontinue bill pay service after three months of inactivity. |
| 3 | Account holders must maintain a minimum average monthly balance of $2,500 to avoid a $10 monthly fee. |
| 4 | Under Federal regulations related to these types of accounts, account holders are allowed up to six withdrawals or transfers (for example, using Heritage 24 Telephone Banking) from their account in any calendar month, with a maximum of three withdrawals by check or a merchant initiated account debit. ATM withdrawals and deposits are not subject to these limits. Withdrawals after 6 are assessed a charge of $15 each. Converts to Simply Amazing Free Business Checking after three consecutive months of excessive activity, to save you money. |
| 5 | Visa® credit card with no initial annual fee for qualifying businesses upon credit approval. |
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Ideal for business owners who want to earn higher balances for their extra business savings.
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