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Card processing solutions for the convenience of your customers—and your business.
We can offer you a card processing solutions customized for your business. We have authorization, deposit and settlement services available for every industry segment, from small retailers to large nationwide corporations. Research shows that you can increase your sales by providing more ways to pay—why not start today?
Pricing for VISA/MasterCard transactions1:
| Qualified |
Mid-Qualified |
Non-Qualified |
| 1.79% |
2.29% |
2.79% |
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Plus $.20 per transaction
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Plus $.26 per transaction
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Plus $.20 per transaction
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- Credit Card Processing - Visa®, MasterCard®, American Express®, Diners Club®, Discover Card®/NOVUS®, Corporate, Business, Purchase Card, and Reward Cards2
- Equipment Options - Receive discounted pricing on new equipment if you're a Heritage Oaks Bank customer or let us re-program your existing equipment3
- PC Processing - Windows-compatible software can help your business minimize chargebacks
We have processing products for all types of businesses including:
- Retail Terminal - A quick, efficient way to accept payment for purchases
- Restaurant Terminal - Tip editing, server reports, bar tab, customized receipts
- Hotel/Lodging Terminal - Folio number, check-in/check-out features, customized receipts
- Medical Terminal - Allows up to four doctors to process transactions using the same terminal.
- Wine Program - Tasting room and monthly wine club processing
Because we approve applications for Merchant Services locally, we can help you begin accepting credit cards or switch from your current processor quickly. Once you have signed up for Merchant Services from Heritage Oaks Bank, our experienced representatives will provide on-site equipment installation and training for you and your staff, backed by 24-hour phone support.
| 1 | Other fees may apply. For more information, contact a Technical Sales Specialist at 805.369.5116 | | 2 | Rates for American Express®, Diner's Club®, Discover Card®/NOVUS®, Corporate, Business, Purchase Card and Reward Cards may vary. |
| 3 | Small fee applies for re-programming existing equipment. |
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Merchant Services makes it easy for your business to accept credit, debit and purchasing cards with minimal chargebacks.
For more information, please call 805-369-5116, email merchsvc@heritageoaksbank.com, or complete our online Merchant Services Interest Form and a representative will contact you.
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