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Government-guaranteed lending through your trusted neighborhood bank.
Whether your business plan calls for working capital of $25,000 or $250,000, we'll partner with you to select the right financing solution from the Small Business Administration.1 Whatever your business vision, Heritage Oaks Bank can help turn it into reality, with the longer terms and lower rate structures available through the SBA.2
Account Features:
- Flexible payment options: fully and partially amortizing payment choices
- Available as a line of credit or term loan
- Fixed or variable rates available
Plus:
- There's no bank setup fee for customers who make payments via auto-debit from any Heritage Oaks Bank account.
- Our certification as a Preferred SBA Lender can reduce loan approval time to one day!
- Loans are designed to provide easy access to working capital, purchasing commercial real estate, and funding equipment purchases
| 1 | Please contact us for more information regarding rates, fees, terms and conditions. |
| 2 | Loans are typically secured by business and/or personal assets. |
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The small business loan for owner-operated, for-profit businesses meeting the SBA's size requirements.
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