For Businesses of Every Shape and Size
Business Services
Competitive financing options to satisfy your project goals.

Whether you're looking to refinance, purchase, or invest in commercial real estate, we have a loan that's right for you. Your Commercial Relationship Manager can fit your business with the right loan, and help you make the most of your company's capital.1

Account Features:
  • Funds to purchase or refinance commercial property
  • Loan amounts up to 90% of real estate value
  • Fixed or variable rates available
  • Flexible repayment plans available
  • 30-year maximum amortization for commercial property
Plus:
  • Lines of credit available
  • Set up automatic payments from any Heritage Oaks Bank account.
  • Work with a bank that understands your cash flow cycle and borrowing needs.
  • Count on your Commercial Relationship Manager to know the local business climate.
  • Get local underwriting and approval from bankers with years of experience in markets unique to the Central Coast.

1Rates vary by credit profile. Please contact us for more information regarding rates, fees, terms and conditions.
A real estate loan can give you the flexibility to refinance, purchase, or invest to build your business.


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