Heritage Oaks Bank offers a variety of credit cards to meet you needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.

Apply for the card of your choice today!
Simply visit any Heritage Oaks Bank office to pick up an application or call us at 805.369.5200.

Online Account access provides the quickest and easiest way to:

• Activate your credit card
• Make payments
• Transfer balances
• Request limit increases
• View Statements
• And much more

Once you receive your credit card, simply access your account by clicking on the link below.

Access Account