Employee Benefits

Let your employees focus on productivity, not paperwork

Would you like a low- or no-cost way to attract and retain quality employees? Heritage Oaks Bank can provide your employees with a comprehensive package of free banking services.


Checking Account Benefits:

  • Choose from Expect More or Expect the Best checking
  • Low minumum monthly fee with options to waive fee
  • No minimum balance
  • Unlimited checkwriting and free standard bank checks
  • Free Visa® debit card
  • Free online banking and bill pay

Savings Account Benefits*:

  • Savings and CD interest bonuses above prevailing rates
  • Free Health Savings Account (HSA)

Loan Benefits*:

  • Free home loan preapprovals and $150 closing cost credit
  • Installment loan interest rate discounts
  • Home equity lines of credit with set-up costs waived
  • Lines of credit fee waivers

To learn more about our Employee Services, visit a Financial Services Representative at any of our Central Coast locations, or call 805.369.5200.

Increase employee satisfaction with free banking. Expect More with Heritage Oaks Bank.
  • *Ask a Financial Services Representative for details and limitations.