business credit cards

Get the flexibility and purchasing power your business needs to compete.

With a Heritage Oaks Bank business credit card, you'll get the purchasing power of Visa® plus loads of extras. Extra protection, extra coverage, extra convenience and extra choices. Choose the card that works best for your business' size and needs.

 


Manage your card account online

 

Business Edition® Visa® Card:

  • Ideal for businesses with less than $5 million in annual revenue and less than 10 cards
  • No annual fee
  • Low preferred rate
  • Easily track business expenses with detailed monthly reports
  • Manage your account 24/7 with online account access
  • Free enrollment in Maximum Rewards® program

Commercial & Purchasing Edition Visa® Card:

  • Commercial Edition
    › Ideal for businesses with annual revenue exceeding $5 million
    › Simplify purchasing
    › Control expenses with custom spending restrictions
    › Choose from multiple payment & statement options
    › Earn rewards for business spending
  • Purchasing Edition
    › Ideal for businesses exceeding $5 million in annual revenue
    › Increase efficiency and accuracy of business spending
    › Streamline repetitive purchasing activities
    › Integrate transaction data into the general ledger
    › Identify vendor spending to help with negotiations

Visit any office of Heritage Oaks Bank to pick-up an application or call us at 805.369.5200.