Business cash management Services

TransfersSolutions to manage the cash flow of your business

Whether you need to make deposits right from your office or accept credit and debit cards from your customers, we have the solution to your business' unique needs. A Heritage Oaks Bank Client Relationship Manager will work with you one-on-one to find the solutions best suited for your business and your budget. Certain Cash Management Services require that your account(s) be placed on Account Analysis.



 

remote deposits

  • Make deposits 24/7 from your desk
  • Create electronic check images
  • Faster check clearing
  • User-friendly technology
  • Local service and support


Merchant Services

Merchant Services
  • Increase sales by offering more ways to pay
  • Competitve discount rates
  • Local in-house service & support
  • Ask us for a complimentary rate analysis today!

Direct deposit & payment

  • ACHPay employees with less effort using direct deposit
  • Gain more reliable customer billing with direct payment
  • Local in-house service & support


Business Bill Pay

Business Bill Pay
  • Set-up recurring payments once
  • View payment status and history at your convenience
  • Control payment timing
  • Eliminate the expense of checks

Positive Pay

  • Protect against check fraud
  • Ideal for businesses that issue a high volume of checks
  • Return unauthorized checks 
  • Easy access thru Online Banking

Credit & Debit Cards

Business Cards


wire transfer services

Wires
  • Fast, reliable and more secure
  • Domestic & International wires
  • Foreign currency wires available
  • Knowledgable & friendly staff only a community bank can provide 


payroll services

Payroll Services
  • Perfect for all business sizes, from large companies to sole-owners
  • State, federal and local tax calculations and filings
  • Paper checks or direct deposit
  • Saves time and money