Simply Amazing SBA Services

Government-guaranteed lending through your trusted neighborhood bank

SBA Loans have helped thousands of businesses expand and prosper. Heritage Oaks Bank is an SBA Preferred Lender offering SBA loans that are guaranteed by the Federal Government up to a specific percentage. We consider SBA loans to be an important financing alternative for our business customers. And if an SBA loan isn't right for your business,  we'll work with your to find a lending solution that is.



Are you looking for general  information on SBA loans? If so,
click here. Already know you'd like to apply? Simply choose the reason you're in need of SBA financing and we'll get you started.

SBA Loans

I'd like to start a new business
I'd like to purchase an existing business
I'd like to purchase commercial real estate
I need to do leasehold improvements and/or construction
I need to refinance debt
I need an SBA loan for several of the reasons above

With links to resources and forms,

the SBA Toolbox was created with 

exitsing and future small business

owners in mind. Check it out!

SBA Toolbox



Need more information on SBA loans? Contact our SBA expert at 805.568.5575 or ajorgensen@heritageoaksbank.com.