Business savings & money market accounts

Savings and MMACompetitive interest rates with easy access to funds.

Your business deserves to earn interest on extra business savings. With FDIC-insurance coverage and easy access to your cash, a business savings account at Heritage Oaks Bank is a Simply Amazing combination. Choose from our Business Savings or our Business Money Market Account.


Business Savings

Business Savings
  • Low opening deposit of $100
  • No service charge for balances over $2501
  • Unlimited free deposits
  • Free Online Banking

Business Money Market

Money Market
  • Low opening deposit
  • 6 free debits per month3
  • Unlimited free deposits
  • No service charge for balances over $2,5004

  • 1 Below $250 average quarterly balance, $6 per quarter.
  • 2 Debits beyond three are $2 each.
  • 3 Under Federal regulations related to these types of accounts, account holders are allowed up to six restricted debits from their account in any statement period. ATM withdrawals and deposits are not subject to these limitations. Withdrawals after 6 are assessed a charge of $15 each. Converts to Simply Amazing Free Business Checking after three consecutive months of excessive activity, to save you money.
  • 4 Account holders must maintain a monthly average balance of $2,500 to avoid a $10 monthly fee.