Simply Amazing commercial & Equipment loans

Keep your business fit with commercial and equipment loans, whether you're expanding your fleet or your market.

Consolidate your business debts, expand your product line, get into a new market without raiding other investments, or expand your fleet—even deal with an unexpected cash flow shortage. Your Commercial Relationship Manager can custom tailor a loan for your business.1

Account Features:

  • Funds for a variety of uses - from equipment and vehicle purchases, business expansion, and tenant improvements, to permanent working capital or a company emergency fund.
  • Flexible fee structure and flexible repayment plans available, with terms typically up to 60 months.
  • Fixed or variable rates available.
  • Low documentation fees.
  • Secured or unsecured loans available.
  • Make automatic payments from any Heritage Oaks Bank account.


  • Get loans tailored to your specific business needs, saving you time and money.
  • Work with a bank that understands your cash flow cycle and borrowing needs.
  • Get local approval from bankers with years of experience in markets unique to the Central Coast.
Competive rates and flexible repayment options. Expect Simply Amazing Loans. Expect more with Heritage Oaks Bank.
  • 1 Rates vary by credit profile. Please contact us for more information regarding rates, fees, terms and conditions.