Agribusiness Banking

Local experts who understand your business.

Whether it’s a family farm or vertically integrated enterprise, our experienced bankers take the time to learn your current needs and help you reach your goals. We can customize a package of financial tools to meet your short and long-term financing needs. Because every agribusiness customer is different, our team makes decisions based on local conditions, not market generalities.




The Farm Service Agency is available to assist local farmers and ranchers in determining if you are eligible for an Emergency Farm Loan available under the drought disaster relief funding program. They can also assist with the application process. Please note the deadline for filing is September 15, 2014. Contact the Farm Service Agency by clicking here or call them at 805-928-9269.


We offer these financial services for the agricultural community:

  • Farm and land mortgages
  • Machinery and equipment purchase loans
  • Equipment Leasing
  • Financing for crops, orchards, vineyards and wineries
  • Livestock operating expense loans
  • Operating and working capital loans
  • Lines of credit for seasonal needs


Call one of our Agribusiness experts today to find out how we can be part of your success story:

Rob Osterbauer Lee Ann Pearce Bethany Filter Russ Pereira
Chief Lending Officer Agribusiness Lending
Group Manager
Relationship Manager
Relationship Manager
San Luis Obispo &
Santa Barbara Counties
San Luis Obispo &
Santa Barbara Counties
805.369.5201 805.369.5120 805.269.4113 805.269.4153

Email Rob

Email Lee Ann

Email Bethany

Email Russ