simply amazing Business Loans

Business LoansLending options tailored for the needs and scale
of your business

Whether you're starting your first business, moving into new markets, expanding your workforce, or addressing a temporary setback in your business growth, Heritage Oaks Bank has a loan or line of credit custom-made to meet your business needs today.


Commercial Real Estate

Commercial Real Estate
  • Funds for acquistion or refinancing
  • Loans up to 90% of real estate value
  • Fixed or variable rates
  • Flexible repayment plans 

Commercial Lines of credit

  • Lines of CreditReady cash for a variety of commercial and professional uses
  • Secured and unsecured credit lines available

Agribusiness lending

Agribusiness Banking
  • Local experts
  • Financing for crops, orchards, winery & vineyards
  • Farm & Land Mortgages
  • Lines of credit for season needs

Commercial & Equipment

Commercial and Equipment
  • Funds for capital or to expand your fleet or market
  • Fixed or variable rates
  • Flexible fee structure and repayment plans available