simply amazing Business Loans
Lending options tailored for the needs and scale
of your business
Whether you're starting your first business, moving into new markets, expanding your workforce, or addressing a temporary setback in your business growth, Heritage Oaks Bank has a loan or line of credit custom-made to meet your business needs today.
Commercial Real Estate
- Funds for acquistion or refinancing
- Loans up to 90% of real estate value
- Fixed or variable rates
- Flexible repayment plans
Commercial Lines of credit
Ready cash for a variety of commercial and professional uses
- Secured and unsecured credit lines available
Agribusiness lending
- Local experts
- Financing for crops, orchards, winery & vineyards
- Farm & Land Mortgages
- Lines of credit for season needs
SBA Services
- Government-guaranteed lending in your own backyard
- Certificate SBA-preferred lender
- Lines of credit or terms loans
- Fixed or variable rates
Commercial & Equipment
- Funds for capital or to expand your fleet or market
- Fixed or variable rates
- Flexible fee structure and repayment plans available
Business MoneyPlus
- Overdraft protection for those business owners seeking access to funds whenever needed
- Amounts from $1,000 to $50,000
- No collateral required
- Convenient repayment terms