Business Money Management
The solution that makes sense for your business and your budget.
With Business Money Management from Heritage Oaks Bank, your account balance does the work for you. Recieve an earnings credit calculated from your monthly average balance to reduce or offset account maintenance fees and per transaction fees. This account was created for business customers who have more that 500 checks deposited or written against their account each month, businesses with high coin and currency needs or businesses utilizing Heritage Oaks Bank's Cash Management Solutions, such as Commercial Capture Xpress or Direct Deposit.
Features:
- Receive an earnings credit based on the average monthly balance. The credit can be used to offset the monthly maintenance fee and the per item fees.
- Per item pricing for the services you actually use.
- Earnings credit can be used to cover fees associated with Heritage Oaks Bank's Cash Management Solutions.
- Detailed monthly analysis statement to monitor account activity easily. See sample analysis.
- Free Business online banking
- Free Business Visa® debit card with Rewards program
- Businesses that meet account qualifications:
| ›500 checks deposited or written against the account, or |
| ›$50,000 in currency deposited or provided, or |
| ›$1,000 in coin deposited or provided, or |
| ›5 or more wire transfers per month |
Fees for Commonly used Money Management services1:
| Account Maintenance (per account) | $16.00 | Currency/Coin Deposited | $1 per $1,000 | ||
| Checks paid | $0.12 | Currency provided | $1 per $1,000 | ||
| Deposits | $1.25 | Coin Provided | $0.10 per roll | ||
| Checks Deposited | $1.10 | Stop Payments | $25.50 | ||
| Outgoing Wire Transfers | $25.00 | Electronic Transactions | $0.07 | ||
| Click here to see a complete pricing schedule | |||||
To learn more about Business Money Management, visit a Financial Services Representative at any of our 15 Central Coast locations, call us at 805.369.5200 or simply click on the Request More Information button above.
You work hard for your business, let your account balance work hard for you. Expect Business Money Management. Expect more with Heritage Oaks Bank.
- 1 Speak with an account representative for a complete list of fees. All Heritage Oaks Bank accounts are subject to the Miscellaneous Pricing Schedule given at account opening and available by clicking here.