Basic Business Checking

A simple checking solution for your growing business

Business checking made simple. Loaded with benefits and robust online access.

Account Features:

  • $100 to open
  • Monthly service charge is $7 with eStatements or $8 with paper statements
  • Two ways to waive monthly service charge:
    $500 minimum daily balance OR $2,500 average daily balance1
  • Up to 500 items allowed without an additional charge2
  • Free Check Images available
  • Free Business Debit Card3
  • Free Online Banking
  • Free Online Bill Pay4
  • Special Check Offer: $50 credit toward the purchase of your first order of checks. Shipping costs included.

Ask us about our Cash Management Solutions:

  • Business Credit Cards
  • Remote Deposit Capture2
  • Direct Deposit and Direct Payment2
  • Positive Pay2
  • Wire Transfer Services
  • Merchant Services
  • Payroll Services

To learn more about our Basic Business Checking account, visit a Financial Services Representative at any of our locations, call us at 805.369.5200 or simply click on the Request More Information button above.

  • See Fee Schedule and Truth in Savings Disclosure for additional fees, charges, terms and conditions that may apply to your account. This account does not earn interest.
  • 1. The average daily balance is calculated by adding the principal in the account for each day of the statement period and dividing that figure by the number of days in the period.
  • 2. Clients may be converted to Account Analysis if the account reaches 500 or more deposits, deposited items or checks written per statement cycle including ATM, night deposit, armored car or courier deposits or utilizes a Cash Management Service such as ACH origination, Remote Deposit Capture, Positive Pay, Third Party deposits, Lockbox or Courier.
  • 3. Replacement card and merchant fees may apply.
  • 4. Fee may apply for expedited check and ACH requests.