For Immediate Release
03/12/2008 8:00am
Mitch Massey, SVP
805.369.5281
mmassey@heritageoaksbank.com

(Paso Robles, CA)- Business First Bank, a division of Heritage Oaks Bank, welcomes new Mortgage Lender Cesar Franco to its banking team. Cesar Franco brings with him fifteen years of lending experience and is fluent in both Spanish and English. He has served a multitude of clients on the Central Coast who continue to come back to him for their mortgage needs. Cesar takes great pride in keeping his clients informed of changes within the mortgage industry before, during and after the lending process.

"We are very excited to have Cesar join our Santa Barbara mortgage team", said Fred Bond, Senior Mortgage Lender. Cesar brings with him over 15 years of mortgage experience, an excellent reputation, and is bilingual. "He is an asset to Business First Bank and will support an important segment of the community", adds Bond.

Cesar says his business philosophy is "Creating clients for life by offering world class service." Cesar has made the Central Coast his home, with his wife and two children, for the last twenty years. Cesar Franco can be reached at 1035 State Street, Santa Barbara or 805.879.7137 or cfranco@businessfirst.com.

This year Heritage Oaks Bank is celebrating a quarter century of dedicated service to the people and communities of San Luis Obispo and Santa Barbara counties. We now have 15 convenient branch locations, including our newest location in San Miguel. We also welcome Business First into our banking family. Their two offices in downtown Santa Barbara operate as a division of Heritage Oaks Bank. Let us show you why it’s time to Expect More.

Heritage Oaks Bank is the largest publically owned community bank on the Central Coast and is a member of the Federal Deposit Insurance Corporation and Equal Housing Lender.