About us

We are committed to you, our customers. We promise to listen and help you achieve your goals by being responsive, respectful and reliable. Not only will we solve problems, but we will also make your life easier.

You can count on us to:

• Make your banking experience smooth and enjoyable
• Be your proactive banking partner
• Find the right services for your particular situation
• Stick by our committments

Heritage Oaks Bank opened its 12th street office in Paso Robles, CA in 1983. We added branches in Paso Robles in 1994, San Luis Obispo in 1996, Cambria in 1997, Atascadero in 1999 and Arroyo Grande in 2000. We  welcomed the staff and clients of Hacienda Bank in Santa Maria to our banking family in 2002. We opened a brand new branch in Templeton in 2006. In 2007, we opened our Santa Barbara Division, Business First Bank to better serve our clients.

With 11 locations on the Central Coast and one in Santa Barbara, Heritage Oaks Bank is the largest publically owned and operated community bank on the Central Coast.

Heritage Oaks Bank is here because of you; to give you the products you need to make your money grow, to serve you with intelligence and a smile, to be an integral part of our unique community.