We will be closed on Thanksgiving Day, Thursday, November 27, 2014. We are open Friday, November 28.

We're Growing!


We're Growing in Goleta!

A new full-service branch will be open in December to serve you.

Season of Hope

We are proud to sponsor Season of Hope, the Central Coast's largest food and toy drive. Visit any Heritage Oaks Bank location to make a monetary donation or drop off non-perishable food and new unwrapped toys.

We do Mortgage Loans!

Mortgage Loans

If you need a new mortgage or want to refinance, contact one of our experienced Mortgage Loan Officers today. We offer local decision making and local funding for faster service.