home Equity

Use the equity you’ve built up in your home to finance water-saving landscaping, update your kitchen or bathroom, consolidate debt, purchase a car or RV, or take a dream vacation. Now’s the time to apply for a Heritage Oaks Bank Home Equity Line of Credit.

id theft recovery

ID Theft RecoveryDid someone steal and use your personal information? Act quickly to limit the damage.



We do Mortgage Loans!

Mortgage Loans

If you need a new mortgage or want to refinance, contact one of our experienced Mortgage Loan Officers today. We offer local decision making and local funding for faster service.